WangDIY

We are a licensed and professional finance company that specializes in providing microfinance and instant credit programs. Our payment plans are fully compatible with public payment capabilities. Whether it’s for cash needs for high-tech electrical equipment for yourself or your family, or to buy electronic products you need for your home, you can always apply for easy credit at WangDIY. Our flexible payment terms and methods are sure to allow you to get what your home needs and live your ideal life without worry or regret. Regardless of your needs, WangDIY takes everything seriously. You must be at least 18 years of age to register as a member of these Services or Programs. With WangDIY, life is easy.

Fees and Charges:

Minimum payment period: 6 months

Maximum repayment period: 24 months

The maximum annual percentage rate (APR) is 0%.

Processing fees (including legal fees, stamp duty and service fees)

RM300 ~ RM15,000 depending on loan amount

Early termination fee: None

Late payment interest

Late payment penalties may apply

Loan calculation example:

Loan amount – RM3000.00

Loan term – 6 months installments

Interest rate – 0%

RM 20 (including legal fee) + RM 20 (stamp fee) + RM 20 (service fee) = RM 60 (processing fee)

RM3000 (loan amount) * 0% (monthly interest rate) * 6 months (loan period) = RM0 (total interest charge)

RM3000 (loan amount) + RM0 (total interest fee) = RM3000 (total repayment amount)

RM3000 (total payment amount) / 6 months (loan period) = RM500 (calculation of monthly installments)

Another:

The minimum payment period is 120 days

The maximum payment period is 730 days

The maximum annual interest rate is 18%.

Includes all applicable fees (legal fees, stamp duty, service charges)

Terms and Conditions:

Privacy Policy

Address: L3A-2, Level 3A, SPICE ARENA, 180, Jalan Tun Dr. Awang, Relau, 11900, Bayan Lepas, Penang

Disclaimer: Only for people 18 years and older.