Link Download RapiMoney

Click the download / install button below to install this application directly to your smartphone.



Provide fast, easy and secure personal loans up to 5 million rupees.

How can I apply for a personal loan online at RapiMoney?

● Install the RapiMoney app

● Enroll yourself in the loan application by verifying your mobile number and email using OTP

● Choose a personal or business loan according to your needs

● Complete your KYC using AADHAAR & PAN

● Enter your basic details and verify your bank account to know your loan eligibility

● Once the application is approved, we transfer the loan directly to your approved bank account

Which cities does RapiMoney serve?

Currently we are serving – Delhi, Noida, Ghaziabad, Gurgaon, Faridabad, Lucknow, Kanpur, Varanasi, Karnal, Jind, Kital, Kurukshetra, Jaipur, Pune, Mumbai, Bangalore, Hyderabad, Chennai.

We are growing very fast and will be available in your city soon.

Features of RapiMoney

● Available loan range from Rs.5000 to Rs.500,000

● Payment period from 3 months to 36 months

● No guarantor or collateral is required

● 100% paperless application process

● No need for a pay slip

● Loans are deposited directly into the bank account

● Loan repayment in different ways

Loan amount: Maximum 500,000 rupees

Minimum payment period (minimum tenure): 3 months

Maximum payment period (maximum tenure): 36 months

Annual Percentage Rate (APR) and Postpaid Fee:

The APR of customers varies based on the different products available and the customer’s risk profile. Further, GST is applicable only on the cost component as per Indian law.

A representative example of the total cost of a loan

Example 1

Loan Amount (Principal): Rs 50,000

Period: 12 months

Interest rate: 25.04% (to reduce the principal balance interest calculation)

EMI (Monthly Payment): Rs.4753.18

Processing fee (incl. GST): Rs.1770

Other charges (including GST): Rs.1180

Total interest payable: 4,753.18 x 12 months – Rs 50,000 (principal) = Rs 7,038.17

Net amount paid: ₹ 50,000 – ₹ 1,770 – ₹ 1,180 = ₹ 47,050

Total debt amount: 4,753.18 × 12 months = 57,038.17 rupees

Total borrowing cost with all taxes = Total Interest + Processing Fee + Other Fees = Rs.7038.17 + Rs.1770 + Rs.1180 = Rs.9988.17

Maximum Annual Percentage Rate (APR) = ~32.66%

A representative example of the total cost of a loan

Example 2

Loan Amount (Principal): Rs.5000

Time period: 3 months

Interest rate: 25.04% (to reduce the principal balance interest calculation)

EMI (Monthly Payment): Rs.1729.71

Processing Fee (Including GST): Rs.100.00

Other charges (including GST): Rs.100.00

Total interest payable: ₹ 1729.71 x 3 months – ₹ 5000 (principal) = ₹ 189.13

Net amount paid: Rs.5000 to Rs.200 = Rs.4800

Total amount payable: ₹ 1729.71 x 3 months = ₹ 5189.13

Total loan fee with all taxes = Interest Amount + Processing Fee + Other Fees = Rs.189.13 + 100+100 = Rs.389.13

Maximum Annual Percentage Rate (APR) = ~48.01%


Any Indian resident between the ages of 18 and 65 with a minimum monthly income of Rs 12,000 can apply for a loan through RapiMoney (if they meet the eligibility criteria).


1. Address Proof acceptable document – ​​Aadhaar, must be linked to an active mobile number

2. Selfie

3. PAN card

4. Bank account / access to bank account details

5. Valid and active email and phone number

RapiMoney facilitates loans through NBFC and RBI registered banks for its customers.

The NBFCs we work with are:

Capital India Finance Limited

RapiMoney is the brand name of RapiPay Group

For assistance or other details about RapiMoney, contact us at [email protected] or call us at 91 7304199000.

Your information is safe with us. All transactions are secured through SSL encryption. We will not share your information with anyone without your consent.

How to Install RapiMoney

1. Download and install RapiMoney

2. Open up RapiMoney

3. Tap Install
4. Faucet OK
5. Adhere to the steps on screen. up till RapiMoney

installed on your telephone

How to Allow programmer option

1. Faucet Settings
2. About phone
3. Faucet MIUI variation (Faucet 7 times to enable designer choices).

Switch off MIUI optimization

1. Open up the APK RapiMoney

Downloaded before
2. Click Settings
3. Open Developers Setups
4. Switch off MIUI optimization
5. This setting will certainly take effect after you reboot your smartphone.

Turn on Unknown sources

1. Click Settings
2. Extra Information
3. Privacy
4. Torn on Unidentified device

follow all steps above and RapiMoney

will installed on your device.