Moneybox – save and invest

Turn your money into something bigger with Moneybox.

Grow your money by investing as little as £1, our simple start-up options and a variety of funds. Save on your first home with a Lifetime ISA and get free mortgage advice when it’s time to buy. Find and consolidate your old pension and build the retirement fund you deserve with Retirement Moneybox. All with award-winning customer support.

Choose from different accounts for every need

• We offer stocks and shares ISAs, lifetime ISAs, junior ISAs, personal pensions, savings accounts and more to help you turn your money into something bigger.

• You can also plan for your future with tools like our popular ISA Lifetime Calculator, ISA Time Machine and more.

Make saving and investing a part of your daily life

• Start saving, automatically: set up regular weekly deposits, top up your monthly salary, or round up your daily card purchases to the nearest pound and save or invest the spare change, e.g. When you buy a £2.40 coffee, you can collect £3 and leave £60 change. You can also make a one-time deposit at any time.

Grow your money by investing

• We’ve worked with experts to design three simple starter options – Precision, Balanced and Adventure. All you have to do is choose one!

• The options you choose determine how your savings are divided between the different tracker funds. With these funds, you can invest in thousands of top companies from around the world, including Facebook, Netflix, and Disney.

• This range of funds includes socially responsible options. Our Global Socially Responsible Investment Fund invests in companies from across the global emerging equity markets but considers environmental, social and governance factors in its selection process.

• Your investments are held in a stocks and shares ISA, stocks and shares for life or a general investment account (GIA). All investments should be considered long-term. The value of your investment can go up and down, and you may get back less than what you invested.

Find and consolidate your old pension

• We offer Private Retirement to help you build the retirement fund you deserve. Our pension detective is here to help you track down your old workplace pensions and combine them into one simple dish. T&C, Pension and Tax rules apply.

Buy your first home with a Lifetime Cash ISA and free mortgage advice in our marketplace

• Save up to £4,000 a year and get a 25% government bonus with a Cash Lifetime ISA. This means you could earn £1,000 a year on your first home.

• We also offer free mortgage advice when you buy. Browse over 90 lenders and find the mortgage that’s right for you.

• Government early withdrawal charges may apply to Lifetime ISAs.

• Moneybox Mortgage Advice is provided by Moneybox Mortgages Ltd. If you don’t pay your mortgage, your home could be repossessed.

Reliable and transparent

• Moneybox is authorized and regulated by the Financial Conduct Authority with reference number 712935.

• Your savings and investments up to £85,000 are covered by the UK Government’s Financial Services Compensation Scheme in the event of the insolvency of the fund provider.

• For our investment products, we charge just £1 per month and 0.45% of the value of your investment per year. There is a fund provider fee of 0.12%-0.30%. To help you get started, we don’t charge a subscription fee for the first three months.

• There are no account fees for our Lifetime Cash ISA.

• We use bank-grade 256-bit TLS encryption for all your personal information.

Ready to get started? Install Cashbox now.