Lend Citi

We offer premium financing solutions to help you meet unforeseen financial needs. We understand the pain of contacting a traditional bank or financial institution for a loan. Sending lots of worksheets is a pain. Why don’t you hope for Land City?

Lend Citi has helped many people make their dreams come true, whether it’s for weddings, expanding their business operations, graduation photo sessions, and more. We also give you peace of mind by guaranteeing fast cash payouts.

You must be at least 18 years of age to register as a member of the Service or Program

Fees and Charges:

Minimum payment period: 3 months

Maximum repayment period: 24 months

The maximum annual percentage rate (APR) is 0%.

Processing fee (including legal fee, stamp fee and service fee)

RM300 ~ RM15,000 depending on the loan amount

Early termination fee: None

Late payment interest

Late fees may apply

Loan calculation

Example:

Loan amount – RM3000.00

Loan term – 6 months installments

Interest rate – 0%

Processing fee (including legal fee, stamp fee, service fee)

RM20 + RM20 + RM20 = RM60

Example:

Total interest cost: loan amount * interest rate per month * loan period

RM3000 * 0% (interest per month) * 6 months = RM0

Total repayment amount: loan amount + total interest charge

RM3000 + RM0 = RM3000

Example:

Calculation of monthly installments: total repayment amount / loan period

3000 ringgit / 6 months = 500 ringgit

Example:

Total loan cost = processing fee + interest rate charges

Total loan cost = RM60 + RM0 = RM60

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Disclaimer: Only for people 18 and over.